Her Million Dollar Circle
Bad Credit Has Already Cost You Enough.
Done-for-you credit repair, monthly coaching, and a step-by-step roadmap to unlock the funding, homes, and cars you've been denied.
Join Her Million Dollar Circle Now →
3,000+
Clients Served
$14M+
Debt Deleted
90+ pts
Avg. Score Increase
$50K–$100K+
Funding Unlocked
Real Results
Don't Take Our Word For It
Real members, real score jumps, real approvals — every single week.
Membership Includes
Everything You Need To Rebuild — Done For You
✓Unlimited Done-For-You Credit Repair
We handle every dispute, every letter, every follow-up — you don't lift a finger.
✓Monthly Credit Audits
A custom action plan built around your report, updated every single month.
✓Bi-Weekly Coaching Calls
Live calls with founder Brittany Walker and her team to keep you on track.
✓$50K–$100K+ Funding Access
A roadmap to business and personal funding once your profile is ready.
✓Private Community Support
Ask questions, share wins, and get real answers inside a members-only space.
✓Removal Scripts & Dispute Tactics
The exact scripts and strategies our team uses to get results.
✓Full Course Library
Seven in-depth modules covering credit, funding, and homebuying — yours for life.
Your Credit Score Doesn't Have To Define Your Future
Where You Are Now
- Denied for loans, cars, and homes
- Drowning in collections and late payments
- Guessing your way through dispute letters
- Paying high interest on everything you finance
- Stuck watching your score go nowhere
Life Inside The Club
- Unlock $50K–$100K+ in business funding
- Negative items removed, done for you
- A clear, custom action plan every month
- Coaching calls to keep you accountable
- Real, trackable score growth
Meet The CEO: Ebony Elliott
Hi, I'm Ebony Elliott, founder of B&M Luxe Co. LLC.
My passion is helping individuals and business owners build stronger financial futures through credit education, credit improvement, business credit, funding strategies, and financial coaching.
At B&M Luxe Co., we believe your past doesn't define your future. With the right strategy, guidance, and commitment, you can build a solid financial foundation and unlock new opportunities.
Thank you for trusting B&M Luxe Co. LLC. I look forward to helping you strengthen your credit, build wealth, and achieve your financial goals.
Let's build your future—together.
What Happens After I Join?
Simple. Fast. Done For You.
You don't have to figure anything out. Here's exactly what happens the moment you join.
You Join
Secure checkout. Instant access. Takes less than 2 minutes.
Onboarding
We walk you through setup. No guesswork — just follow the steps.
Credit Monitoring
Your credit file is pulled and reviewed. We identify every issue.
File Processing
Expert disputes are filed on your behalf. We handle everything.
Results
Deletions. Score increases. Approvals. Your life starts to change.
Ready to start your journey?
Join today and your onboarding begins immediately.
Course Library
Seven Modules. Lifetime Access.
Credit Fundamentals
How scores are actually calculated — and what really moves the needle.
Reading Your Reports
Spot errors, negative items, and opportunities across all three bureaus.
Dispute Strategy
The scripts and letter templates our team uses every day.
Building New Credit
The right accounts to open, in the right order, at the right time.
Homebuying Roadmap
What lenders actually look for, step by step.
Business Credit
Separate your personal and business profiles the right way.
Funding Roadmap
The path to $50K–$100K+ in accessible funding.
Member Bonuses
More Tools. More Wins.
Removal Scripts & Tactics
Copy-and-paste scripts for the toughest dispute situations.
Navy Federal Approval Strategy
Our proven approach to getting approved with top credit unions.
Business Credit Guidance
Set up and build business credit the compliant way.
Leaderboard Rewards
Top members compete for trips, gift cards, and prizes.
Member Stories
Take Your Power Back
"My score jumped 94 points in three months. I got approved for my first home right after."
"They got two collections removed in under 60 days. I didn't have to do anything."
"Approved for $35K in business funding after just a few months in the club."
"The coaching calls kept me accountable. My score is the highest it's ever been."
"I finally got approved for a car with a real interest rate, not a predatory one."
"Best money I've ever spent. Worth every dollar of the $99/month."
Questions
Frequently Asked Questions
How is this different from other credit repair companies?
We combine done-for-you dispute filing with live coaching and a funding roadmap — most companies only offer one of the three.
How long until I see results?
Most members see their first changes within 30–45 days, with continued improvement each month.
Is there a contract?
No. It's a month-to-month membership — cancel anytime, no penalties.
Can I do this myself instead?
You can, but our team, templates, and bureau relationships typically move much faster than going it alone.
What if I have no credit at all?
That's fine — the course library and coaching calls will walk you through building from scratch.
Do you guarantee specific results?
No legitimate company can guarantee specific score increases or removals — results vary by individual credit profile.
How do I cancel?
Message us anytime inside the community and your membership will be cancelled — no hoops to jump through.
Ready To Stop Getting Denied?
Join 3,000+ members who took their power back. No setup fee. No contracts. Cancel anytime.
Start Building Credit Today →